Product specific training is a requirement of the NAIC suitability model act. Agents must complete training for each annuity product BEFORE solicitation. Otherwise, applications will be rejected, the training will still be required and new applications will be needed.
Advisor Training, NAIC Product-Specific Training
To fulfill Product Specific Training requirements, access the Quest CE training platform: https://learn.questce.com/naicsuitability/
If you are unable to locate a course or have any technical issues you may contact Quest at 877-593-3366
Please click here to go to RegEd site. Once there, you will need to either login if you already have an account or register if you don’t have an account.
When prompted to Choose a site click on Fixed life/Annuity. Go to Education Center heading near the upper right corner of the page and click on Allianz Business Builder. Scroll down the page until you see product training and click on NAIC Suitability model Regulation, then Select fixed product training.
Use the CODES below to take the training.
Allianz Benefit Control Product Training: ABCANNUITY
Allianz Core Income 7 Product Training: COREINCOME7V2
Allianz 222 Product Training: ALLIANZ222V3
Allianz 360 Product Training: ALLIANZ360V2
Allianz Accumulation Advantage Product Training: ACCUMULATIONV3
Allianz Accumulation Advantage 7: ALLIANZACCUM7
Allianz Accumulation Advantage + Annuity: ALLIANZACCUMPLUS
American Equity will not be able to accept business from an agent who has not completed the appropriate product training module. Product training is available at www.american-equity.com for agents who have an active agent number.
Agents who do not have a number can access the training at by clicking here.
Complete Product-specific Training On-line training through LIMRA
Go to LIMRA: click here
American National now requires all of its producers in all states to complete American National’s product specific annuity training prior to soliciting the sale of a particular annuity product. When an annuity application is received and the producer has not completed the mandated product specific training, the annuity application will be rejected and returned to the producer. A new application will be required for submission after the training is completed.
Product training is available here
ASPIDA product training and access to e-apps are only available after completing your appointment and only available on their portal. ASPIDA will send out a welcome email with instructions on how to complete Product training when the appointment is completed.
As part of our strong commitment to producer training, Athene provides annuity training specific to Athene products in compliance with the NAIC Model Suitability in Annuity Transactions Regulation. All producers in all states selling an Athene annuity are required to complete product specific training prior to solicitation of that product.
Product training is available through RegEd here.
Athene Performance RegEd Code: PerformanceElite_2015
Athene AccuMax 7 RegEd Code: AccuMax7_2021
Athene Accumulator 5, 7 RegEd Code: ACCUM57_2017
Athene Accumulator 5, 7, 10 RegEd Code: ACCUM5710_2017
Athene Agility 7 RegEd Code: Agility7_2018
Athene Agility 7, 10 RegEd Code: Agility710_2018
Athene Ascent Pro 7 RegEd Code: PRO7_2017
Athene Ascent Pro 7, 10 RegEd Code: PRO710_2017
Athene Ascent Pro Bonus RegEd Code: PROBO_2017
Athene MaxRate RegEd Code: MaxRate_2017
Athene Protector 5, 7 RegEd Code: Protect57_2018
Athene SPIA RegEd Code: SPIA_2016
Below are the instructions for the required training
Click here to get started
Instructions
- Click on the Login button and use your email address and SSN, TIN, or Agent Number to login into the website.
- If your email address is not registered on our training site, you will be directed to register for the site.
- Once you have registered, you will be taken to the courses page when you can select the course you would like to complete.
- After you have completed the required training, your certification will be automatically recorded in the system. You can also print a copy of the certificate for your own records.
Please feel free to contact Atlantic Coast Life at 800-247-1423 if you have any questions or need assistance.
Fidelity & Guaranty Life requires producers to be knowledgeable about their products. Producers will need to complete on-line product specific training prior to soliciting their products and before an annuity application may be solicited. Any application solicited prior to completion of the training will be rejected.
Product training is available here
Active Agents
Agents who is currently producing with Fidelity & Guaranty Life. Please login with your “SalesLink” account by clicking on the link above.
Not Yet Active Agent
Are you an agent who is working toward getting contracted or submitting your first application with Fidelity & Guaranty Life? You can still register now to begin or continue your training courses.
Producers will need to complete product specific training prior to soliciting our products in all states. Global Atlantic has partnered with RegEd for product specific training and continuing education for all agents. Please follow the instructions to complete the product training
- Visit the RegEd training platform and follow the steps to register. Make sure you indicate the state(s) you’ll be selling annuities in. If you are already registered, log in and get started.
- Once you’re logged in, scroll to the Carrier-Specific Product Training section.
- Input the correct product code for the training you want to take. Consult the chart below to find the course name and product code for your training.
- Click ‘Proceed’ to start. The presentation should begin.
- Once complete, pass the knowledge check and print out or save your certificate.
Product
ForeAccumulation II
ForeIncome II
ForeCertain
ForeCare
SecureFore
ForeInvestors Choice
ChoiceAccumulation II Edge
Income 150+ SE
ForeStructured Growth
RegEd code
ForeAccum24
ForeIncome24
ForeCertain
FTFCARE
SecureForeAll
FTForeChoice
EASCHOICEACC
INC150-24
FORESTRUCTURED
Course Name
24Forethought_2
24Forethought_1
16Forethought11
13Forethought_5
16Forethought_10
15Forethought_8
20Forethought_1
24Forethought_3
22Forethought_2
Click Here to go to GILICO. There you will find many useful services and tools – including online forms and product applications as well as software downloads.
Once you are on the RegEd website, you will need to create an account, or sign-in using your email address and password if you already have one. Once directed, click on the bar code to the left side, and enter the product codes: (GS) Guaranty Series, (ACS) AnnuiCare® Series, (FPS) FlexPlus Series, (WCA19) WealthChoice Annuity, (RW_MYGA) RateWise Annuity, or (GRL20) Guaranty Rate Lock Annuity.
Since the regulation requires training prior to solicitation, you should complete the product training and submit your completed quizzes as soon as possible. Please Note: If you are writing an AnnuiCare® policy, you will need to complete the training presentation and quiz for the base annuity as well as the AnnuiCare® riders. For example, an AnnuiCare 10 application would require completion of The FlexPlus Series and The AnnuiCare® Series training.
Growth Commander product training must be completed prior to solicitation of any business, regardless of state solicitation rules. If an agent solicits business prior to completion of the product training, they will be required to re-solicit the business on or after the date they take the Growth Commander training
Only agents already set up for Growth Commander can access the full product site. Temporary access for product training only is available for agents who are in the process of contracting with Legacy and/or Americo and still pending approval of their Growth Commander access. raining in the upper right-hand corner)
For agents already setup for the Growth Commander product:
- Go to GrowthCommanderFIA.com.
- Click on the button that says “Insurance Professional Login” in the upper right corner.
- Agents will be required to create a unique logon and password when they first log on to the secure site. Follow the applicable prompts to complete this step.
- From the “Home” page, click on the “Product Training” button.
- On Step 1, click on “Click here” and following any applicable prompts.
- Read the PDF file thoroughly.
- On Step 2, click on “Click here” and follow any applicable prompts.
- Once completed, a confirmation email will be sent to the email address on file for your records.
Temporary access logon for agent pending their Growth Commander setup:
- Go to GrowthCommanderFIA.com.
- Click on the button that says “Insurance Professional Login”
- Click on the hyperlink that says “Temporary Product Training Access” and follow the applicable
- prompts to create a temporary user name and password.
- Enter Temporary Access Code – Exclusive
- Follow instructions to register using SSN#
- On Step 1, click on “Click here”.
- Read the PDF file thoroughly.
- On Step 2, click on “Click here” and following any applicable prompts.
Please note, Temporary Access is limited to the Growth Commander product training only and the logon created will expire within 24 hours from the time it was created. Once an agent’s Growth Commander setup is approved, they will need to create an actual login to access the product site and the product training completed under their temporary access will automatically transfer to the agent’s record.
New Agent Product Training Click Here
(Click on New Agent Product Training in the upper right-hand corner)
Please click here to go to RegEd site. Once there, you will need to either login if you already have an account or register if you don’t have an account.
- From the menu, choose the bar code icon.
- Enter the product code: Heritage Builder 357
- Complete the product training at https://secure.reged.com/TrainingPlatform
Product Code: Heritage Builder 357
Course ID: IHBUILDER357
Course Title: Heritage Builder Annuity Training
For those agents that do not have an active contract you may access their product training prior to being appointed on LegacyNet by visiting their website at www.legacynet.com, then register as a “Guest.” The password is – legacy12. Follow the instructions to access the training.
For those agents who are active with Legacy you will need to obtain log-in user and password from Legacy Marketing Group. Then go to their website at www.legacynet.com. Click Legacy Service Center. Click Compliance. Click on Annuity Training and Acknowledgment (in red bar on the left). Scroll down page to the available courses. Click on the Product. Click as indicated to review the product training. Click as indicated to complete the Annuity Training Acknowledgment.
Product training is provided by Lafayette Life free of charge on the Kaplan training portal. All currently licensed producers must complete this training by a date decided upon by the state. New producers will be required to complete the training as part of the appointment process.
Go to Kaplan Training Portal
Kaplan Portal Instructions
For Kaplan training, your certificate will automatically be sent electronically to Lafayette Life at completion.
Insurance companies are required to provide annuity producers with training regarding their products. In order to present you with the information necessary to properly understand our annuity products, we have established an annuity training program that is available on our web site: www.LibertyBankersLife.com. To access and complete the training, please follow these simple steps:
For prospective agents or agents in the process of being appointed:
- From your computer browser, go to www.LibertyBankersLife.com.
- Once you are on the LBL home page, you will notice an Agent Login button (with a blue background in the top right corner of the page). Click on this button which will take you to the Agent Login page.
- In the box to the right of Agent ID Number, enter: lbl .
- In the box to the right of Password, enter: advisor . Note: The password is case sensitive (all lower case).
- Click on the blue Login box below the password box.
- You will now be logged into the MyLBL Agent Portal and inside the Agent Dashboard. Scroll down to the bottom of the Dashboard page, and you will see a box on the bottom right of the page labeled “ANNUITY PRODUCT TRAINING Click Here.” Click on this button and follow the instructions provided. As part of the training, you will be required to register your contact information.
- You will then be taken through a series of slides which you will be required to read to complete the training. Please follow the instructions provided.
For agents currently contracted and appointed:
- From your computer browser, go to www.LibertyBankersLife.com.
- Once you are on the LBL home page, you will notice an Agent Login button (with a blue background in the top right corner of the page). Click on this button which will take you to the Agent Login page.
- Login using your Agent ID and Password. Please note that if you have never logged on before, your password will be either your full Social Security or Tax ID number (whichever you used on your contract application) with no spaces or dashes.
- You will now be inside the MyLBL Agent Portal in the Agent Dashboard. You will notice a row of buttons approximately one third down from the top of the page, starting with Dashboard, iProducts, etc. Find the one on the far right titled, MyLBL Info and click on that button.
- On the lower left of the page you will see a button labeled “ANNUITY PRODUCT TRAINING Click Here.” Click on that button.
- You will then be taken through a series of slides which you will be required to read to complete the training. Please follow the instructions provided.
For all agents:
The training session consists of 18 to 20 pages (depending on which version you used above), and it should take about 10 minutes to complete the course. Simply read the information on each screen; when the “Next Page” button appears, click on it to proceed. (Do not click the “back” button on your browser at any time during this training. Doing so will invalidate the training.)
When you reach the end, the final page will contain a “Click Here to Complete Training” button. When you click there, our records will be updated to show that you have completed the course and you will be taken to the “Thank You – Your Training is Complete” page. Please make a note of your Completion Certification number for future reference. We will NOT send you any notice of completion, so if you want a personal record for your file, please click on the “Print this Page” button to for written proof that you have completed the training. You do not need to send this to Liberty Bankers Life. It is for your records only.
If you do not have access to the Internet, or if you prefer not to complete the training online, you may request a PDF or faxed version to be sent to you. If you select this method, you will be required to complete a 10-question examination following the training. The exam must accompany a signed Course Completion statement acknowledging that you have completed the training package. Note: An examination is NOT required for agents completing the training online.
If you have any questions about the training or any of the information provided, please contact the Annuity Marketing Group at 800-274-4829 and we will be happy to assist you.
Product Training must be completed prior to writing business or applications will need to be re-dated. This training can be completed prior to being contracted with the carrier.
- Go To: http://naic.pinpointglobal.com/LincolnFinancial/Apps/default.aspx
- Register if you’re a first time visitor.
- Enter your personal information.
Enter your NPN# (There’s a search feature to the right of the box) - In the “Broker Dealer / Firm” section start typing Lincoln Financial and select it.
- Select the Firm button, which will populate the Producers Choice information.
- Select States.
- Create a Password.
- Select Register.
- Select the “My Product Training” link.
- View the Product Training, which are power point slides that timed. (Note: do not proceed to the next slide until the Green arrow appears)
- The last slide in each training session requires a check box to be selected to verify the course was reviewed.
- To print a certificate of completion go to “My Transcripts.
To access MassMutual Ascend NAIC Product training, visit https://naic.pinpointglobal.com/MMA/Apps/Default.aspx
- Either: log in using your NPN number and previously established password or register as a First time visitor.
- To register (enter all required information as indicated with * next to the field): a. Even if you know your National Producer Number, you must use the Lookup NPN using NIPR button.
- Once you are logged in, you will find My Product Training listed on the left side and bottom of the screen.
- You only have to complete the product-specific training for products you plan to sell. a. Please note: the FIA Rider Overview training video is a pre-requisites for certain fixed-indexed annuity products. If you click on a product-specific training video and it will not open, then it has the FIA Rider Overview as a pre-requisite and this rider video must be viewed prior to the product-specific video.
- Then complete the appropriate product-specific training video(s). Please note: there is NO sound in our videos.
- When you reach the end of your selected video, in order to meet the compliance regulation, you must check the attestation box, then click the submit button to confirm understanding of the training content.
Directions for registering for the NWL Product specific training (Training platform provided by Quest CE).
Click here to download a pdf on instruction on how to complete their product specific training.
Assistance
Inquires regarding account login, credit processing, etc, should be directed to the Quest CE support team:
Student user support for Quest CE website and regulation
Available Monday through Friday, 8:00am-5:00pm CST
Support Email: support@questce.com
Toll Free Number: 877-593-3366
Live Chat: Online chat feature available from training portal
Nationwide Peak® 10 Training Requirements
Prior to the solicitation of a Nationwide Peak 10 Fixed Indexed Annuity, insurance professionals must satisfy certain training requirements. All AmeriLife IMO fixed-only annuity producers must complete the Nationwide Peak 10 product training. For insurance professionals selling Nationwide Peak 10 in a jurisdiction that has adopted the NAIC Suitability Standards, state suitability training must also be completed.
Training requirements
- Nationwide Peak 10 product training (NAIC product training)—all insurance professionals must complete Nationwide Peak 10 product training prior to solicitation.
- State suitability training (may be used to earn continuing education credits, depending on two-state approval)—insurance professionals who plan to sell Nationwide Peak 10 in a jurisdiction that has adopted the NAIC suitability standards must complete state suitability training prior to solicitation.
Completion of these courses satisfies compliance with the safe harbor rule provided by the federal Harkin Amendment for fixed indexed annuities and satisfies NAIC product training requirements in states that have adopted the NAIC suitability model.
It’s important to complete all of the required training so you don’t miss out on opportunities to help your clients make decisions. To make completing your training simpler and more convenient, Nationwide is offering the required courses online through RegEd’s Annuity Training Platform. The steps below will help you get started.
Registration
Registration is required to access the training on the RegEd Platform.
- Go to secure.reged.com/TrainingPlatform.
- Click Sign Up in the top right-hand corner.
- Fill out the registration form.
- You will need to provide your National Producer Number (NPN); if you are unsure of your NPN, click on Find NPN.
- Once the registration information is complete and you have acknowledged the Terms of Service, click Register.
- Indicate the state(s) where you sell or will be selling annuities, including your resident state.
When registration is complete, you’ll be provided with detailed instructions on how to fulfill your necessary training. You can also find a summary of your assigned training under Producer Status on the main menu.
Complete your training
Nationwide Peak 10 product training (NAIC product training)
If you complete product training after being contracted with Nationwide:
1. To view the assigned training, select Nationwide Annuity Product Training from the left-hand navigation bar.
2. Select the Nationwide Peak 10 course, click Proceed and complete the course.
If you complete product training before being contracted with Nationwide:
1. Select Enter Product Code from the left-hand navigation bar.
2. Enter “peak10fia” for the code and click Submit.
3. Your course should be visible on the left-hand navigation bar or the Producer Status screen. Access and complete the course.
State suitability training (may be used to earn continuing education credits, depending on state approval)
Please note that you are only required to take this course once. If you have already met this requirement, you may skip this step.
1. Access state suitability training on the Producer Status page; select Order Course.
2. Indicate whether you would like to use the course as Continuing Education.
3. Select the appropriate course, and click Proceed.
4. Once your order is complete, select Go to Course to access the training on the Producer Status page, and complete the course.
Product training is available through Quest CE Annuity & Product-Specific Training https://learn.questce.com/naicsuitability
After logging in, select your Broker Dealer account name and choose Protective as one of your carriers. Independent agents choose Independent/Unaffiliated from the dropdown box on Quest CE. First time visitors will see training available for all products offered through your broker dealer. If you don’t see the product of interest, click “Add Product Specific” in the left menu. Choose from the following course codes
or
RegEd Annuity Training Platform https://secure.reged.com/TrainingPlatform
To add applicable product training courses, click “Enter Product Code” in left menu bar and enter the code that corresponds to the product of interest:
- Protective Asset Builder II Indexed Annuity: FIAPAB2
- Protective Asset Builder II Indexed 10 Year Annuity: PAB210
- Protective Guaranteed Income Annuity: FIAPGI
Producer’s completion records are transmitted to Protective from vendor systems. However, you are required to maintain your own records demonstrating your compliance with these product specific training courses.
To complete the product specific training click here.
For a guide to their product training click here.
Product specific training provides the information needed to have adequate knowledge about the our annuity products prior to solicitation.
In addition to the state training requirement, producers must complete product specific training before soliciting our annuity products regardless of whether you are an existing producer or a newly licensed producer.
To prevent processing delays, you must complete the required training as described above prior to appointment activation with our company and/or prior to solicitation of any new annuity applications if already appointed.
In 2010, the NAIC adopted a new, enhanced “Suitability in Annuity Transactions Model Regulation.” While the new Model Regulation contains many of the same requirements as the previous suitability regulations, there are three significant changes:
- Carriers are required to pre-screen all annuity applications for suitability before issuing a contract. RSL began pre-screening applications in 2009, and will continue to do so.
- Producers are required to complete a one-time 4-hour training course approved by the department of insurance.
- Producers are required to complete carrier-provided product specific training before recommending a carrier’s products to a consumer.
Both the 4-hour training course requirement and the product specific training course requirement can be satisfied by visiting http://rsli.successce.com.
To determine if your state has enacted the new Model Regulation, review the most recent bulletin regarding Product Specific Training & Suitability Requirements.
Agent Training for MYGA (21211512); FPDA (1221); and SPIA (200231A) Form Series
To complete the product specific training click here.
*You must pass the each of the three modules to progress through this course.
Register or login – https://agent.sagicorlifeusa.com/wps/portal
Go to Training Center – Annuity Training Requirements
A producer must complete the following Sagicor and/or state required annuity training before they solicit an annuity application: must complete each training and final exam for individual product ( Annuity Suitability, Indexed(if applicable) and specific product training
- General annuity suitability training. The training requirement is a key component of the National Association of insurance Commissioners (NAIC) Suitability in Annuity Transaction Model Regulation:
- Annuity indexed product training. Iowa producers who wish to sell an indexed life or indexed annuity product need to complete 4-hours of CE on indexed products
- Company specific training for each annuity product that producer is going to sell.
If you have not yet completed the Annuity Product Specific Training for Agents, follow the steps below:
- Go to our homepage (www.sslco.com) and click on “Annuity Product Specific Training for Agents” link on the right side of the Agent’s page. You may also access the site directly by clicking here.
- You will be directed to the home page of our training site. Click on the Login button and use your email address and SSN, TIN, or Agent Number to login into the website.
- If your email address is not registered on our training site, you will be directed to register for the site.
- Once you have registered, you will be taken to the courses page when you can select the course you would like to complete.
- After you have completed the required training, your certification will be automatically recorded in our system. You can also print a copy of the certificate for your own records.
Please feel free to contact us at 800-247-1423 if you have any questions or need assistance.
Find product training through RegEd: https://www.silacins.com/agent/training.html
The Standard’s Annuity Product Training
You will need to complete our NAIC product specific training prior to soliciting business in all states. We have partnered with RegEd for our annuity product training.
Follow the instructions to locate and complete your training at https://www.reged.com/annuities-training-platform/
Enter product code: SIC-SIC