Long Term Care is a product BCA strongly believes in and one that should be offered to each individual. This critical policy will provide the financial resource coverage for those who find themselves in a position of needing unexpected long term care. LTCi is a comprehensive and complex policy, thus skill and knowledge in this area will prove vital to meeting your clients long term needs, and BCA is equipped to offer you the training and expertise demanded.
A client may never need long term care or they may become one of the nine million Americans who will need LTCi in 2010, or one of the 12 million who will need LTCi by 2020. A study by the U.S. Department of Health and Human Services states that people who reach age 65 have a 40 percent chance of entering a nursing home and about 10 percent of the people who enter a nursing home will stay there five years or more. These are staggering statistics that demand our attention as agents in the field.